Free Educational Workshop · Watch Online
The Social Security Clarity Workshop
How to Choose the Filing Age That Actually Fits Your Household.
The difference between the best and worst Social Security claiming strategy can mean tens of thousands, sometimes hundreds of thousands, of dollars in lifetime household income. Most retirees never see the numbers. In one hour, you will.
No cost. No sales pitch. Just the rules that apply to your household.
- Online workshop video
- Watch online after the quiz
- Built for ages 55 to 70
- Wall Street Journal best-selling author
- Host, Rich Life Retirement Radio
- Free to attend
Before You File
There is a knowledge gap. And it is costing households real money.
Social Security is the first or second largest source of income for most retirees. Yet the decision most people make, when to file, how to file, and what to file for, happens in a phone call, on a website, or in a conversation with a friend who filed last year.
None of those places tell you the rules that apply to your household. And once you file, most of the choices lock in for the rest of your life.
You are approaching the age when Social Security becomes a decision.
You know it matters. You do not yet know what it is worth to wait, or what it costs to file early. That number is different for every household.
You have heard "file at 62," "file at full retirement age," and "wait until 70."
All three can be right. All three can be wrong. It depends on rules most people never learn.
You are married, divorced, or widowed, and the rules change.
Spousal benefits, survivor benefits, and divorced-spouse benefits are three different filings with three different math problems.
You have already saved and invested, and now taxes are the next enemy.
Up to 85% of your Social Security can be taxable. There are strategies that reduce that. There are strategies that increase it. Most retirees are using the wrong one by accident.
You have seen the new headlines about the One Big Beautiful Bill Act.
Something changed. You are not sure what. You want an hour with someone who has read the rules.
One Hour. Five Decisions.
What you will walk away knowing.
By the end of this workshop, you will understand:
- When to file, and when not to.
- How married couples should coordinate.
- What survivors, widows, and divorced spouses need to know.
- How to keep taxes from eating your benefit.
- What the One Big Beautiful Bill Act changed.
When to file, and when not to.
The age difference that most affects your lifetime benefit, and the situations where filing early wins.
How married couples should coordinate.
The claiming order that maximizes household income across both lifetimes, not just one.
What survivors, widows, and divorced spouses need to know.
The rules that apply to you if a spouse has passed, or if a marriage lasted 10 years or more.
How to keep taxes from eating your benefit.
The retirement income order that can reduce the portion of your Social Security taxed by the IRS.
What the One Big Beautiful Bill Act changed.
The recent tax and Social Security rule updates, in plain language, with the parts that affect real households flagged.
Is This Workshop for You
This hour is designed for one kind of person.
This workshop is for you if:
- You are 55 to 70 and have not yet filed for Social Security.
- You have already filed and suspect you made the wrong call.
- You are married, divorced, or widowed and want the specific rules for your household.
- You have retirement savings and want a coordinated tax plan, not just a claiming decision.
- You want an hour of real education, not a sales pitch.
This workshop is not for you if:
- You are looking for a hot stock tip. This is not that.
- You want us to promote a specific product on the call. We will not.
- You are under 50 and Social Security is not a near-term decision. You are welcome to attend, but the material is built for households closer to filing.
Wall Street Journal best-selling author
Your Host
Beau Henderson.
Beau Henderson is the founder of RichLife Advisors and a fiduciary retirement advisor with 25 years of experience helping households claim Social Security, coordinate retirement income, and protect what they have built.
He is the Wall Street Journal best-selling author of Social Security Clarity and host of the Rich Life Retirement radio show on WDUN.
He teaches this workshop because too many households make the largest income decision of their retirement based on a rule of thumb, instead of the rules that actually apply to their household. There is a better way. That is what this hour is about.
To Be Clear
This is a workshop, not a sales presentation.
There are no products promoted on this call. There is no pressure to work with us. This is one hour of education from a fiduciary who does this work every day.
At the end, attendees who want a personalized look at their own situation may qualify for a complimentary Rich Life Retirement Review: a health checkup for your retirement. This private conversation with Beau or a member of the team looks at your household, your numbers, and your decision. It is optional and at no cost, because most decisions of this size deserve a second set of eyes.
The Book
Social Security Clarity.
Beau's Wall Street Journal best-selling book covers the exact same step-by-step path to your filing decision.
Explore Social Security Clarity alongside the workshop for more context on your household's claiming decision.
Start the Workshop
Understand the rules that apply to your household.
There is no charge to watch The Social Security Clarity Workshop. Sign up, complete five short questions, then continue to the workshop video.
No cost. No sales pitch. Just the rules that apply to your household.
Retirement education: common questions
- What is the Social Security Clarity Workshop?
- The Social Security Clarity Workshop is a free educational workshop with Beau Henderson about choosing a filing age that fits your household, including spousal benefits and survivor planning.
- How does workshop registration work?
- Submit your contact details and required consent first, then complete five questions about your household. You may choose not to disclose your savings. Video access requires a completed quiz; the video is not available yet.
- Does this workshop provide personal financial advice?
- No. The workshop is educational. Your filing decision depends on your household's circumstances and should be reviewed with an appropriate professional.
Explore Social Security Clarity, The IRA Millionaire's Tax Trap and Beau's background. For official rules, visit Social Security retirement benefits and IRS required minimum distributions.